Monte Carlo Film Festival http://montecarlofilmfestival.com/ Wed, 21 Sep 2022 17:18:52 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://montecarlofilmfestival.com/wp-content/uploads/2021/06/cropped-icon-32x32.png Monte Carlo Film Festival http://montecarlofilmfestival.com/ 32 32 Porto Arquiteturas Film Festival 2022 wants viewers to ‘slow down’ https://montecarlofilmfestival.com/porto-arquiteturas-film-festival-2022-wants-viewers-to-slow-down/ Wed, 21 Sep 2022 17:00:08 +0000 https://montecarlofilmfestival.com/porto-arquiteturas-film-festival-2022-wants-viewers-to-slow-down/

Have you ever fallen down a rabbit hole online of demolition videos or rock cleaning jobs? These subjects make for compelling – if unexpected – spectacles that invite us to slow down for a moment and just…watch.

To slow down! is the theme of this year’s Arquiteturas Film Festival, taking place in Porto from September 27 to October 1, 2022. The program explores the art of taking a break with a series of documentaries and experimental films exploring the transformative subjects of demolition, reduction and reuse of architecture.

While the Arquiteturas Film Festival is in its ninth edition, it is first hosted by Porto. The festival occupies five venues in the city – Cinema Passos Manuel, Faculty of Architecture of the University of Porto (FAUP), Fundação Instituto Marques da Silva (FIMS), INSTITUTO and Casa Comum.

Highlights include “Architecture on the Edge: Nishizawa House,” exploring how Chile’s extreme geography produced avant-garde architecture; and Jonathan Ben-Shaul’s film ‘What are we going to do with these buildings?’ on the legacy of Soviet architecture in Kharkiv, Ukraine. Conferences, exhibitions and masterclasses are also offered, including one by The spaces contributor and BAFTA winner filmmaker Richard John Seymour.

Discover the program.

Faculty of Architecture of the University of Porto. Photography: Arquiteturas Film Festival Porto

Instituto Marques da Silva Foundation. Photography: Arquiteturas Film Festival Porto

INSTITUTE. Photography: Ivo Tavares Studio / Arquiteturas Film Festival Porto

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San Sebastián shines the spotlight on the revival of the Latin American film industry | New https://montecarlofilmfestival.com/san-sebastian-shines-the-spotlight-on-the-revival-of-the-latin-american-film-industry-new/ Wed, 21 Sep 2022 09:06:39 +0000 https://montecarlofilmfestival.com/san-sebastian-shines-the-spotlight-on-the-revival-of-the-latin-american-film-industry-new/

According to festival director José Luis Rebordinos, this year’s San Sebastian International Film Festival has the most Latin American films in its official selection and in its markets.

The line-up includes three titles in the official selection: two by Argentine directors – that of Manuel Abramovich Pornomelancholia and Diego Lerman The substitute – and wonderment by Chilean director Sebastian Lelio.

“It’s a very good time for Latin American cinema both for the quantity and for the high quality of the proposals,” says Rebordinos.

Argentina in the spotlight

Among the strong results for Argentine films, Nicolás Batlle, president of the country’s national film body, INCAA, said his organization had “doubled down” on its support for filmmakers during the pandemic – a move he said pays off today.

“We have proven that in times like these, the role of the state is crucial in supporting our cultural industries.”

The substitute

Batlle points to the country’s strong film tradition which he says is now adapting to the demands of streaming platforms and new trends in the global market. There are, he says, “great co-production opportunities, especially with other Latin American countries.

In addition to two titles in competition, Argentina has four titles in the Zabaltegi section. The country also has seven projects in the Coproduction Forum.

“We are proud of the many emerging female directors that Argentina produces,” says Batlle. He quotes Clarisa Navas, director of the 2020 hit one in a thousand and Agustina Sanmartin, director of 2021 To kill the beast. The two filmmakers present their new projects on the festival marketplace.

New Chilean Models

The president of the Chilean Association of Film and Television Producers, Gabriela Sandoval, agrees that now is a great time for local talent and production. “[There are more] films that both address themes that represent us as a region and consider a global audience.

New production models – involving partnerships between countries and platforms, and public and private funds – are also consolidating in the region, he says.

In addition to Lelio wonderment (a UK-Ireland co-production for Netflix) Chilean talent is represented by Niles Atallah – who won a Special Jury Prize at Rotterdam for King in 2017. Atallah will present The fire doll at the market. A second project on the market is that of María Paz González Die standinga bittersweet drama produced by Chilean producer Giancarlo Nassi of Quijote Films.

Horizontes Latinos includes Manuela Martelli 1976 and Patricio Guzman Mi País Imaginario. Diego Cespedes Las Criaturas Que Se Derriten Bajo El Sol is in Zabaltegi.

“Our expectations are really high. We’ve garnered 70 awards so far this year and we’ve seen a greater national presence not only in our regular markets, but also in others, such as across Asia,” says Sandoval. “The upcoming Busan festival, for example, will feature a strong Chilean presence.”

Emerging Mexican Producers

Mexico also submitted a greater number of projects under industrial programs than in previous years. Once almost entirely dependent on public funds, many young Mexican production companies are working on low-budget projects for which they seek international co-production partners. “I have a feeling that something interesting could sprout,” says Javier Martín, festival delegate for Latin America, from the Mexican contingent.

There are two Mexican films at Horizontes Latinos and two projects at the Forum, while the WIP section presents a co-production with the UK (Laura Plancarte’s mexican dream) and another with Brazil (Guto Parente’s A strange path).

From Costa Rica to Nicaragua

rage girl

In particular, smaller Latin American countries that are often less represented at international events are participating in this year’s festival. Nicaragua, for example, has Laura Baumeister competing in New Directors with rage girl.

Costa Rica, Cuba and the Dominican Republic come with two titles in different sections.

Colombia also participate in the main competition with The Kings of the world, Laura Mora’s long-awaited sophomore effort whose kill jesus won a special mention in New Directors in 2017.

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Predatory payday loan companies thrive amid unequal laws and stolen data | Local News https://montecarlofilmfestival.com/predatory-payday-loan-companies-thrive-amid-unequal-laws-and-stolen-data-local-news/ Tue, 20 Sep 2022 19:46:57 +0000 https://montecarlofilmfestival.com/predatory-payday-loan-companies-thrive-amid-unequal-laws-and-stolen-data-local-news/

Special for the News Herald

ASHEVILLE — As consumers lost their jobs and struggled to make ends meet during the COVID-19 pandemic, many turned to payday loans and other short-term solutions. This has not only allowed predatory lenders to thrive – many borrowers still face exorbitant interest rates and opaque fees – but has also created a fertile environment for scam artists, according to a new in-depth study from the Better Business Bureau. .

Payday loan laws are managed from state to state among the 32 states in which they are available, and a complex web of regulations makes the impact of the industry in the United States difficult to track. The BBB study, however, finds a common thread in the triple-digit interest rates that many of these loans carry – camouflaged by interest compounded weekly or monthly, rather than annually, as well as significant rollover fees.

From 2019 to July 2022, BBB received nearly 3,000 customer complaints about payday loan companies, with a disputed dollar amount of nearly $3 million. In addition, over 117,000 complaints have been filed against debt collection companies at BBB.

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Complainants often said they felt ill-informed about the terms of their loans. Many fall into what consumer advocates call a “debt trap” of racking up interest and fees that can force customers to pay double the amount originally borrowed. A St. Louis, Missouri woman recently told BBB that over the course of her $300 loan, she paid over $1,200 and still owed an additional $1,500.

The scammers haven’t missed an opportunity to take advantage of consumers either, with BBB Scam Tracker receiving over 7,000 reports of loan and debt collection scams representing around $4.1 million in losses.

Posing as payday loan companies and debt collectors, scammers use stolen information to trick consumers into handing over banking information and cash. In one case, BBB discovered that hackers had stolen and released detailed personal and financial data for more than 200,000 consumers. News reports indicate that this is not an isolated incident.

Just two weeks ago, a North Carolina man received a voicemail from a company called Document Delivery Services informing him of an ongoing civil complaint and that it was imperative that he contact the issuing company. . The phone number the scammer called from was a different phone number than the one left in voicemail. When the man called both numbers back, they were answered by the same man who said he worked for a company called Parker & Schultz. The scammer then recited much of that consumer’s personal information, but when the scammer mentioned having a debt on a credit card that the consumer never owned, he knew it was ‘a scam. Eventually the scammer became agitated and said it would be dealt with in court and hung up. Luckily, this consumer was smart enough to realize it was a scam and suffered no monetary loss.

Regulators at the federal level have passed tougher laws to combat predatory lending, but those regulations have been rolled back in recent years, leaving states to set their own rules on interest rate caps and other aspects of lending. on salary. More than a dozen states introduced legislation last year to regulate payday loans, but the landscape of legally operating payday lenders remains inconsistent across states. Currently, payday loans are not allowed in 18 states, according to Pew Charitable Trust.

In addition, the Military Loans Act sets a rate of 36% on certain payday loans. When it comes to fraudulent behavior, law enforcement is limited in what they can do to prosecute payday loan scams. Some legal payday lenders have attempted to prevent scams by educating consumers about the ways in which they will or will not contact borrowers.

The BBB study advises consumers to thoroughly research all of their borrowing options — as well as the terms and conditions of a payday loan — before signing anything to take out a short-term loan.

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SC to Hear Pleas Tomorrow Challenging Hijab Ban in Educational Institutions in Karnataka https://montecarlofilmfestival.com/sc-to-hear-pleas-tomorrow-challenging-hijab-ban-in-educational-institutions-in-karnataka/ Tue, 20 Sep 2022 13:50:12 +0000 https://montecarlofilmfestival.com/sc-to-hear-pleas-tomorrow-challenging-hijab-ban-in-educational-institutions-in-karnataka/ Karnataka CM Basavaraj Bommai congratulates Kerala CM Pinarayi Vijayan in Bangalore, September 18, 2022. (PTI)

Five people have been arrested in Hyderabad for allegedly kidnapping two Bengaluru real estate brokers after posing as police officers and extorting Rs 11 lakh from them. On September 18, Bengaluru police identified those arrested as Prasad, Sathyanarayana (both from Hyderabad), Sridhar, Kiran More and Nagorav (all from Maharashtra), and said two other defendants, Harish and Verma, were on the run.

Karnataka Congress Speaker DK Shivakumar appeared before the Law Enforcement Branch on Monday for questioning in a money laundering case.

The 60-year-old Congress leader arrived at the federal agency office at APJ Abdul Kalam Road around noon and was seen entering the office after obtaining a pass from the front office. He was accompanied by a few people. Shivakumar was called up by ED last week. The congressional leader had said he was unaware of the case for which he was asked to appear before the agency.

Monsoon damage in Karnataka valued at Rs 3,600 crore:CM

This year’s monsoon has caused damage worth Rs 3,600 crore to crops, houses and infrastructure in Karnataka, PTI news agency said on Monday, quoting Chief Minister Basavaraj Bommai. He said the state will claim Rs 1,645 crore from the Center under the National Disaster Relief Fund.

“More than 10.06 lakh hectares of farmland and 42,048 houses have been damaged by the floods. We previously estimated that the crop loss occurred on 5.8 lakh hectares, but according to a wider estimate now the loss occurred on 10.06 lakh hectares till Sunday. We have estimated that Rs 1,550 crore will be required for crop loss,” Bommai told the Karnataka Assembly.

The RSS will hold a national symposium, Lokmanthan 2022, from Wednesday in Assam in response to “hostile forces projecting India’s cultural diversities as differences”, it was announced in Bengaluru on Monday. “Several brigades of surging India are advocating sentiments like Free North East, Free Kashmir, Free Kerala etc. Lokmanthan is a response to these forces that divide the nation. Sanskriti is the basis of cultural unity although India has conflicting traditions, customary practices and confusing cultures. Lokmanthan also aims to bridge the gap between intellectual and cultural aspects of India,” said J Nandakumar, chief organizer of RSS-affiliate Prajna Pravah, which organizes the symposium.

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Excerpt from the movement MI ABUELA, QUEEN OF NIGHTMARES by Christine Stoddard at the Chashama Festival https://montecarlofilmfestival.com/excerpt-from-the-movement-mi-abuela-queen-of-nightmares-by-christine-stoddard-at-the-chashama-festival/ Tue, 20 Sep 2022 00:16:03 +0000 https://montecarlofilmfestival.com/excerpt-from-the-movement-mi-abuela-queen-of-nightmares-by-christine-stoddard-at-the-chashama-festival/

A movement excerpt from Christine Stoddard’s play “Mi Abuela, Queen of Nightmares”, conceived by movement director Fiamma Piacentini for the playwright-directed Gene Frankel Theater, will be performed at Chashama Fest 2022 in Pine Plains, New York on October 1st.

Performers will include Christine Stoddard (“Ancestor”), Amanda Andrews (“Jaguar”), Nicole Pascaretta (“Owl”) and Fiamma Piacentini (“Cactus”). Tickets are available on Eventbrite.

Maya, a young Salvadoran-American woman, navigates trauma and family mythology through magic and folklore as she grows up in Phoenix, Arizona. Her story explores mother-daughter relationships, mixed-race identity, being the first-generation child of an immigrant, growing up without a father, and fantasy as a coping mechanism, while showcasing movement and dancing. And there are owls, jaguars and cacti-oh, my!

Christine Stoddard (“Ancestor”): Christine Stoddard is a Salvadoran American writer, actress, director, and artist creating books, films, plays, paintings, and more. film Sirena’s Gallery and author of the books Heaven is a Photograph, Desert Fox by the Sea and Water for the Cactus Woman, among others. She regularly writes, directs, performs and produces shows at the Broadway Comedy Club and the Greenwich Village Comedy Club. As an undergraduate, she created Quail Bell Magazine and founded Quail Bell Press & Productions, which she runs today.

Fiamma Piacentini (“Cactus”) is a New York-based actress, movement artist, director, and photographer from Mexico City, Mexico. Her most recent theater project was Christine Stoddard’s My Abuela Queen of Nightmares at the Gene Frankel Theater, where she played the role of “Abuela” and also served as a motion director. She also directed, produced and starred in las:sitas: An Exploration of the Divine Feminine Movement at the Fringe NYC Festival. Other NYC theater credits include The House of Bernarda Alba, By Wing, Hoof or Foot, Macbeth, Miss Witherspoon, Through the Looking Glass, Andromache, and The Insanity of Mary Girard. She has also worked on various independent film projects.

Amanda Andrews (“Jaguar”) is an actress, singer, and writer who particularly enjoys bringing new work to life. Over the past year Amanda has had the great joy of starring in 5 of Christine Stoddard’s original plays including Cyber ​​Cinderella, Forget Fairytales, Hashtag Mountain Girl, Mi Abuela, Queen of Nightmares and My Favorite Sex Toy. In addition to performing in a variety of plays, films, musicals, cabarets and workshops, Amanda has also performed in 3 plays she has written and produced: 2 Health Rock & Roll Plays mental: “Brilliant, But Off..”, and “All is well!”, and a short film: “…But A Dream”. In addition to creative endeavors, Amanda likes to fill her days with yoga, dogs, long walks, good friends, and adventures. More at www.AmandaAndrews.net @amandrews31

Nicole Pascaretta (“Owl”) is a New York-based actress/singer/dancer/musical improviser/comedian originally from Detroit, MI. Her most recent choreography credits include The Detroit Musical and Greece – A Musical Parody. Nicole and her comedy partner, Julia Schroeder, will headline the Detroit Women of Comedy Festival with their original two-woman show, The Parent Trap: Lord of the Twins Trilogy, a theatrical reimagining of The Parent Trap (1998 version ) with a Lord of the Rings twist. Follow @parenttraptrilogy on Instagram for screenings in New York. When not in the Shire, she can be found performing musicals and sketches with her duo, Bring Your Own Bob. She would like to thank the cast and crew of Mi Abuela, Queen of Nightmares for this opportunity and her first dance teacher, Sherry Lisjak, for sparking her passion for dance and changing her life.

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There’s no wrong way to interpret Neon Genesis Evangelion https://montecarlofilmfestival.com/theres-no-wrong-way-to-interpret-neon-genesis-evangelion/ Mon, 19 Sep 2022 16:32:00 +0000 https://montecarlofilmfestival.com/theres-no-wrong-way-to-interpret-neon-genesis-evangelion/

Another reason “Evangelion” has so many different interpretations is the way it’s spread around the world. Many who watch it have to rely on subtitles to understand its Japanese dialogue or just watch it dubbed. Anime dubs are rarely accurate translations of the originals, as Japanese puns or cultural contexts cannot always be transferred to English. How you interpret “Evangelion” will depend on which version you’re watching.

Some have even argued that the ending of Episode 26 isn’t upbeat, but insidiously depicts Shinji coming to terms with instrumentality. This follows of English dub dialogue using the phrase “this world ain’t so bad”, “this world” potentially meaning either physical reality or the lower realm of joined souls. The Japanese had the clearest, “Genjitsu Sekai”, meaning “the real world”. The dub ended up being even more ambiguous than the original.

One final layer of complication: there are two English dubs of “Neon Genesis Evangelion” (let’s not even get into the “Rebuild” movies). The series was first dubbed by ADV Films from 1996 to 1998. In 2019 when Netflix acquired the distribution rights, they dubbed the series with a different cast and storyline. The Netflix dub translates more literally, which caused controversy among longtime fans when the translations conflicted with their accepted interpretations.

In particular, there is the character of Kaworu. In episode 24, he affectionately says to Shinji, “Suki tte koto sa.” ADV Films translated this as “I love you”, while Netflix opted for the more ambiguous “I love you”. Sometimes leaving too much room for interpretation robs a moment of its power.

Translating a story is always a matter of judgment, as many languages ​​just don’t sync. Thus, it is important to remember that translators are not always the arbiter. Their interpretation can be one of many.

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Steven Spielberg’s The Fabelmans triumphs in Toronto https://montecarlofilmfestival.com/steven-spielbergs-the-fabelmans-triumphs-in-toronto/ Mon, 19 Sep 2022 08:56:10 +0000 https://montecarlofilmfestival.com/steven-spielbergs-the-fabelmans-triumphs-in-toronto/

– Canadian film riceboy sleeps by Anthony Shim won in the competitive Platform section of the 47th TIFF

The Fabelmans by Steven Spielberg

For the 45e times, the public chose the winner at Toronto International Film Festival (TIFF), and it was The Fabelmans by Steven Spielberg which was voted crowd favorite, snatching the People’s Choice Award. The 47e The TIFF, which took place from September 8 to 18, ended with the closing ceremony, where Cameron Bailey, CEO of TIFF, said: “2022 has brought an outstanding line-up of films that have thrilled festival audiences around the world. Our programming has featured beloved authors alongside new voices in film, including many powerful women. The first People’s Choice Award finalist was women who talkrealized by Sarah Pollywhile the second runner-up was Glass onion: a mystery at loggerheads by Rian Johnson.

(The article continues below – Commercial information)

Three documentaries captured the hearts of the audience. The Audience Documentary Award went to black ice by Hubert Davisand the two finalists were Maya and the wave by Stephanie Johnes and 752 is not a number by Babak Payami.

In the competitive Platform program, the international jury, chaired by the Canadian filmmaker Patricia Rozemaand including the Norwegian-Pakistani actress-director Iram Haq and Indian filmmaker Chaitanya Tamhaneselected riceboy sleeps by Anthony Shimfor “its deeply moving story and its sharply observed characters as they navigate racism, dislocation, family and love. It balances social realism with pure poetry.

The FIPRESCI jury selected A weekend in Gaza by Basil Khalil as his winning film, for “his empathy and cleverness in capturing the zeitgeist, and with his bold approach to contemporary satire and world cinema”.

The Network for the Promotion of Asian and Asia-Pacific Cinema (NETPAC) awarded sweet as by Jub Clercwhich has been defined as “a model road movie in every way with great locations and a solid cast, convincingly telling the story of a young indigenous girl on a youth therapy bus tour – dealing with family, friendship, inspiration and self-identity”.

Here is the full list of 47 winnerse TIFF:

Audience Award

Winner
The Fabelmans – Steven Spielberg (USA)

1st Finalist
women who talk -Sarah Polley (USA)

2n/a Finalist
Glass onion: a mystery at loggerheads – Rian Johnson (USA)

Audience Documentary Award

Winner
black ice – Hubert Davis (USA)

1st Finalist
Maya and the wave – Stephanie Johnes (USA)

2n/a Finalist
752 is not a number – Babak Payami (Canada)

Madness Madness Audience Award

Winner
Bizarre: the story of Al Yankovic – Eric Appel (USA)

1st Finalist
pearl – Ti West (USA)

2n/a Finalist
Blackening – Tim Story (USA)

Toronto Platform Price
riceboy sleeps -Anthony Shim (Canada)

FIPRESCI Award
A weekend in Gaza – Basil Khalil (Palestine/UK)

NETPAC Award
sweet as – Jub Clerc (Australia)

Shawn Mendes Foundation Changemaker Award
Something you said last night [+see also:
film review
film profile
]
– Luis De Filippis (Canada/Switzerland)

Amplify Voices Awards

Best Canadian Feature Film
Kill a Tiger -Nisha Pahuja (Canada)
Special Mention for Best Canadian Feature Film
viking -Stephane Lafleur (Canada)

Amplify Voices Award
Leonor will never die – Martika Ramirez Escobar (Philippines)
As we watched – Vinay Shukla (UK)

Special Mention for Best Feature by an Emerging BIPOC Filmmaker
Buffy Sainte-Marie: Carry on. -Madison Thomas (Canada)

Best Canadian Feature Film
The fireflies are gone – Sebastien Pilote (Canada)

Best Canadian First Feature
Roads in February – Katherine Jerkovic (Canada/Uruguay)

IMDbPro Shortcuts Prices

Best film
Snow in September – Lkhagvadulam (Dulmaa) Purev-Ochir (France/Mongolia)
Honorable Mention
Stewardess-737 – Thanasis Neofotistos (Greece)

Best Canadian Film
Simon -Aziz Zoromba (Canada)
Honorable Mention
same old -Lloyd Lee Choi (Canada)

Reward Share your journey
nanitic – Carol Nguyen (Canada)

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Cash Advance Apps vs Payday Loans: Which is Better? https://montecarlofilmfestival.com/cash-advance-apps-vs-payday-loans-which-is-better/ Sun, 18 Sep 2022 16:00:36 +0000 https://montecarlofilmfestival.com/cash-advance-apps-vs-payday-loans-which-is-better/

(NerdWallet) – If you were asked to imagine a payday lender, you might think of a storefront in a strip mall with green dollar signs and neon slogans like “everyday payday “. You probably wouldn’t imagine a mobile app that advertises on TikTok and sports a colorful logo.

But cash advance apps like Earnin and Dave provide advances with the same borrowing and repayment structure as payday lenders, and consumer advocates say they carry similar risks. Both are quick, no-credit-check options for closing an income gap or easing the pressure of inflation.

Neither is an ideal first choice for borrowing money quickly, but knowing their differences can help you save money and avoid hurting your finances.

Cash advance apps work like payday loans

Like most payday loans, a cash advance or paycheck app lets you borrow money without a credit check. You are also required to repay the advance, plus any fees you have agreed, on your next payday.

One payment cycle is usually not enough for borrowers to repay a payday loan, so many people fall into the habit of getting another loan to pay off the previous one, says Alex Horowitz, senior director of The Pew Charitable Trusts.

App users may find themselves in a similar cycle. A 2021 study by the Financial Health Network found that more than 70% of app users get back-to-back advances. The study doesn’t say why users re-borrow, but Horowitz says the behavior is particularly similar to payday loans.

“Direct-to-consumer payday advances share DNA with payday loans,” he says. “They’re structured the same, they have repeat borrowings, and they’re scheduled based on the borrower’s payday, which gives the lender strong collectability.”

Apps can offer more flexibility

Payday lenders and payday advance apps collect repayment directly from your bank account. If your account balance is too low when funds are withdrawn, you could incur overdraft fees, says Yasmin Farahi, senior policy adviser at the Center for Responsible Lending.

An application may try to avoid overcharging your account. Mia Alexander, Vice President of Customer Success at Dave, says the app reviews users’ bank accounts before withdrawing the refund. If the refund puts the balance close to zero or negative, the app may not withdraw the funds, she says.

However, apps typically include language in their user agreements that while they try not to overcharge your account, they aren’t liable if they do.

In states where payday loans are allowed, a payday lender is unlikely to offer a free, unsolicited payment extension, as some apps say. Some states require payday lenders to offer extended payment plans at no cost to troubled borrowers, but a 2021 report from the Consumer Financial Protection Bureau says some lenders are misrepresenting plans or not disclosing them.

Unlike payday lenders, the apps don’t make collection calls. If a user revokes access to their bank account to avoid a refund, the app will not attempt to collect the funds. The user simply cannot get another advance until they repay the previous one.

Payday loans cost more

Payday loans tend to have high mandatory fees, unlike apps. Instead, they charge a small fee that users can accept throughout the borrowing process. These fees can add up, but they are usually lower than those charged by payday lenders.

For example, an app might charge a monthly subscription fee or a fee for instant access to funds. Most cash advance apps also ask for a tip for service.

The charges on a $375 payday loan are most often about $55 over a two-week period, Horowitz says. Since the cash advance application fee is mostly optional, you can easily keep the cost below $10.

Earnin user Sharay Jefferson says she’s used payday loans in the past, but switched to a cash advance app because it’s a cheaper way to cover bills and unexpected expenses.

“If you get a $200 payday loan, you might be paying something back three times over,” she says. “With Earnin, I’m going to have to pay that $200 back, plus whatever I decide to give them. It’s much cheaper. »

Technically, apps are not lenders

Regulators like the CFPB have not classified payday advance apps as lenders, despite their similarities to payday loans.

Earnin CEO and Founder Ram Palaniappan says the app is more like a payroll service or an ATM because it makes it easier to access your own funds. Earnin asks users to upload a timesheet showing they worked enough hours to earn the cash advance amount. Other apps scan a user’s bank account for income and expenses to determine if they qualify for an advance.

Farahi says applications should be treated like creditors, meaning they would follow the Truth in Lending Act, which requires creditors to disclose an annual percentage rate. An APR allows consumers to compare costs between financing options. For example, users can compare the APR of a cash advance app to that of a credit card and choose the most affordable.

“People still need to know what the real cost of credit is and to be able to assess it and really compare that cost with other options,” she says.

Applications should also comply with applicable state lending laws. Currently, 18 states and Washington, DC, have maximum interest rate caps that could limit application fees, she says.

Cash Advance App vs Payday Loan: Which is Better?

If you’re in dire need of cash, you may have better alternatives than payday loans and advanced apps, Farahi says.

Local charities and nonprofits can provide basic food and clothing needs. A family or friend could lend you money at no additional cost. If you have a few hours to spare, a side gig could generate as much money as a typical payday loan or cash advance application.

If you have the choice between an app and a payday loan, the app is probably the best option because:

  • It is less expensive.
  • It may not trigger overdraft charges.
  • If you don’t pay it back, the app won’t send you to collections.

A cash advance from an app is unlikely to leave you in a better financial position, Farahi says. But it may be a little less likely than a payday loan to make things worse for you.

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[CELEB] Actor Ko Kyoung-pyo’s schedule couldn’t get busier https://montecarlofilmfestival.com/celeb-actor-ko-kyoung-pyos-schedule-couldnt-get-busier/ Sun, 18 Sep 2022 07:00:52 +0000 https://montecarlofilmfestival.com/celeb-actor-ko-kyoung-pyos-schedule-couldnt-get-busier/

Actor Ko Kyoung-pyo [SIDUS PICTURES]

Actor Ko Kyoung-pyo has released five films since May, including Netflix’s ‘Seoul Vibe’ and local box office hit ‘6/45’ – but the year isn’t over for the prolific actor.

He is set to star in tvN’s new romantic comedy “Love in Contract” which will begin airing on Wednesday.

“Love in Contact” is about the operators and customers of a matchmaking business that provides singles with temporary partners to bring to public events such as school reunions.

Actor Park Min-young will play the role of a fake professional wife who gives a helping hand to lonely people. Ko plays a rather mysterious longtime client of Park who keeps his job and other personal information about him hidden. Actor Kim Jae-young plays a celebrity and the youngest son of a conglomerate who becomes Park’s new client.

Actors Ko Kyoung-pyo, right, and Park Min-young in a poster for tvN's upcoming romantic comedy series

Actors Ko Kyoung-pyo, right, and Park Min-young in a poster for tvN’s upcoming romantic comedy series “Love in Contract” [TVN]

“The topics covered by the series were interesting and refreshing for me,” Ko said in an interview published by his agency CL & Entertainment, citing the reasons why he decided to participate in the series. “I also always wanted to work with director Nam Sung-woo.”

Director Nam, who took the helm of “Love in Contract”, is best known for directing series such as “My Roommate is a Gumiho” (2021), “Kkondae Intern” (2020) and “Kill It” ( 2019).

About why his character is so secretive compared to others in the show, Ko said he won’t stay too mysterious for long. “[The character] will relax quickly as the series progresses. He’s a bit shy and doesn’t have good social skills. Still, he’s a charming character who changes as he falls in love.

“Love in Contract” is a 16-episode series. It will air every Wednesday and Thursday at 10:30 p.m.

Ko Kyoung-pyo, left, and Park Min-young during a scene from the upcoming tvN romantic comedy

Ko Kyoung-pyo, left, and Park Min-young during a scene from tvN’s upcoming romantic comedy “Love in Contract” [TVN]

In December, Ko is set to release his seventh work of the year on Disney+.

The fantasy thriller series “Connect” is about a new breed of humans called “Connect” who have bodies that never age. Dong-soo, one of the Connects played by Jung Hae-in, is kidnapped by an organ trafficking organization and loses an eye. He later learns that his lost eye was transplanted to a notorious serial killer in Korea and he begins to track down that killer.

Ko portrays a character who accidentally gets his hands on Dong-soo’s eye.

Japanese filmmaker Takashi Miike helmed the series which marks his first directing of a Korean work.

Actor Ko Kyoung-pyo in a scene from the comedy film

Actor Ko Kyoung-pyo in a scene from the comedy “6/45” which hit theaters in August [TPS COMPANY]

Ko’s first film to hit the screen this year was a TVing original titled “Return to Hong Kong.” It humorously depicts the process of making a film from the directors’ point of view. Ko portrays a young director who struggles to make a film that captures the audience’s attention.

Ko then hit home with two comedies “Seoul Vibe” and “6/45,” both released in August.

In “Seoul Vibe,” available on Netflix, Ko portrayed an exuberant club DJ who is part of a ragtag crew that embarks on an undercover mission in the days leading up to the 1988 Seoul Olympics to take down a massive money laundering ring in hopes of realizing the American dream. Ko stars alongside Yoo Ah-in, Ong Seong-wu, Lee Kyoo-hyung, and Park Ju-hyun.

Ko’s “6/45”, which hit theaters the day after “Seoul Vibe”, topped the local box office for eight consecutive days and sold over 1 million tickets within 12 days of its release.

“6/45” is about South Korean and North Korean border soldiers who secretly meet after a first prize lottery ticket from South Korea crosses the Military Demarcation Line, entering North Korea. Ko plays one of the South Korean border soldiers and the original owner of the lottery ticket. Other actors in the film include Lee Yi-kyung and Kwak Dong-yeon.

Ko also made a brief appearance in director “Parasite” Park Chan-wook’s romance film “Decision to Leave” as a supporting actor in July and made a special appearance in the independent film “No Surprise.” early August. “No Surprise” revolves around three friends who all studied film at university.

Ko is known as an actor who doesn’t discriminate between roles based on size or screen time.

In an interview with the local press last month, he said he didn’t think he should just insist on taking on lead roles because he had reached a point in his acting career that would be considered “successful”.

“I don’t act to only play the main roles. It doesn’t matter if the role is a supporting role or an extra, the important thing is that I participate in this project and the time I spend doing The time is limited and i want to show many different facets [as an actor]. I don’t have time to distinguish between lead and non-lead roles.”

Ko Kyoung-pyo, left, during a scene from tvN's hit drama series

Ko Kyoung-pyo, left, during a scene from tvN’s hit drama series “Reply 1988” (2015) [TVN]

Ko made his acting debut in 2010 in MBC’s drama series “Jelly Fish 2” and has since starred in some 40 movies and drama series. He was also a regular cast member for seasons one through three of “SNL Korea,” from 2011 to 2012.

His breakthrough role came in 2015 when he was cast as one of the leads in the retro coming-of-age drama “Reply 1988” aired on tvN. Some of the other works Ko is best known for are SBS’s “Dare to Dream” (2015), tvN’s “Sikago Tajagi” (2017), and JTBC’s “Private Lives” (2020).

Actor Ko Kyoung-pyo [

Actor Ko Kyoung-pyo [

 
Ko Kyoung-pyo  
 
Date of birth: June 11, 1990
Zodiac sign: Cancer
Birthplace: Incheon
Debut: 2010 through the MBC drama series “Jungle Fish 2”  
Agency: CL& Company  
 
Actor Ko Kyung-pyo debuted in 2010 as a supporting actor in the MBC drama series ‘Jungle Fish 2.” His breakthrough role came in 2015 when he was cast as one of the leads in the retro coming-of-age drama “Reply 1988” that aired on tvN. Some of the other works that Ko is best known for are SBS’s “Dare to Dream” (2015), tvN’s “Sikago Tajagi” (2017), JTBC’s “Private Lives” (2020) and Netflix original film “Seoul Vibe.” For his performance in “Dare to Dream,” he received the New Star award at the 2016 SBS Drama Awards. 
 
This information was confirmed by CL& Company on Sept. 15, 2022.  
 

BY LEE JIAN [lee.jian@joongang.co.kr] ]]> 10 Movies That Are Rated Too Low On Letterboxd, According To Reddit https://montecarlofilmfestival.com/10-movies-that-are-rated-too-low-on-letterboxd-according-to-reddit/ Sun, 18 Sep 2022 01:00:00 +0000 https://montecarlofilmfestival.com/10-movies-that-are-rated-too-low-on-letterboxd-according-to-reddit/

Letterboxd has become the most interactive movie community on the internet and the ratings aren’t always fair when it comes to certain movies. Two recent horror films released in July/August, Nope and Orphan: first murderare both currently rated 4.0 and 3.0 respectively, reflecting a different average taste among Letterboxd members.


However, no one knows how much better subjective taste is than the Reddit community, and users are sharing their movie picks that are way better than their Letterboxd ratings imply.

VIDEO OF THE DAY

11 Upstream Color (2013) – 3.6/5

Shane Carruth’s first movie Primer was already a hugely controversial film due to its convoluted narrative told in different interrelated timelines, and then Carruth returns almost 10 years later with an ever stranger story. Whereas Primer had the time travel factor in its favor, Upstream Color brings together several sci-fi themes in a sensory story about a man and a woman gradually transforming into one being, or at least that’s one way of looking at it.

Related: The 10 Most Confusing Movies Ever Made, According To Ranker

OptimisaV4 States,”Upstream Color is grossly underrated, the score is far too low for such a masterpiece.” The film’s experimental storytelling choices can easily alienate viewers from the film, but for many, it ends up being a valuable and unforgettable experience. .

ten Saw (2004) – 3.6/5

Seen presents a great way to jump-start a franchise by introducing a compelling villain, world-building development potential, and a loyal fanbase from the get-go. Blending gory horror elements with a cohesive crime thriller narrative, SeenThe plot revolves around the kidnappings of seemingly innocent people forced into a series of sadistic games and the police’s attempt to track down the man behind it all.

james5829 said Seen is “easily a 5 star movie”. Given its ultra-violent nature, even though the first film is arguably the sweetest in the franchise, Seen is not for everyone. It was also James Wan’s escape movie before he improved as a filmmaker and found his cinematic identity, so the film can sometimes feel a bit amateurish, while some people argue that it’s in do what does the first Seen so good.

9 Jacky (2016) – 3.5/5

Jackie is an intimate portrait of Jackie Kennedy’s life following the shocking assassination of her husband. Directed by Pablo Larraín, who will later offer viewers spencerthe film is concerned with delving deeply into the emotions and ideas going through Jackie’s head at a turning point in her life, when many went to watch it expecting a strongly political film, or a story centered somehow on the death of John F. Kennedy.

Matcha Paca affirms, “The writing, directing, performances are all spot-on, and I found the film as a whole to be incredibly captivating and moving.” It’s typical of Larraín to meander through a seemingly simple story, taking directions that are hard to predict and mixing facts and idealizations. It’s certainly not everyone’s cup of tea but, for some, it’s an underrated gem.

8 Hugo (2011) – 3.5/5

Martin Scorsese’s filmography is considered flawless by many, so HugoThe low average rating of is surprising, especially considering that the film is pretty much a love letter from Scorsese to cinema. Using outsider Hugo as a bridge to meet some of his own inspirations, Scorsese presents a magical world that takes place within the confines of a train station.

Related: 10 Kids Movies Made By Unlikely Directors

Mutted_Drawer_112 jokes, “I even made a lot of people angry because it was my number 2 on a ranked Scorsese list, but it’s just my favorite kids movie.” Whereas Hugo is a clear departure from traditional Scorsese films, that doesn’t make it any less appealing, and the visuals remain spectacular to this day.

seven Gremlins 2 (1990) – 3.4/5

The Gremlins are some of the most memorable creatures in pop culture and the first film sets up the interesting lore of the creatures as they take over a small town in Pennsylvania. Similar to what the Predator franchise did it, the Gremlins the producers took the ambitious approach of bringing the story to the city, where disaster would easily spiral out of control in the urban storyline.

However, as the sequel is set in New York, the Gremlins barely leave the confines of a corporate building, which has upset some people, especially considering the movie’s much more cartoonish approach. thebestbrian quotes comedies underrated by the Letterboxd community, Gremlins 2beingone of the most striking examples.

6 Friday the 13th Part VI: Jason Lives (1986) – 3.3/5

Although it is one of the most popular franchises of all time, all Friday 13 movies are rated a bit low on Letterboxd, while other franchises like Halloween and Scream have ups and downs with at least one unanimously acclaimed film. Across 12 films, the sixth in Jason’s franchise stands out as the one fans celebrate the most, and it represents the moment when the creators finally embraced the figure of Jason as an unstoppable supernatural entity instead of a an ordinary serial killer.

frederick_tussock calls Part VI a masterpiece.” Delivering some of the franchise’s greatest kills, including a cop literally bent double, the characters are finally engaging and serious on the mission to stop Jason for good.

5 Cosmopolis (2012) – 2.9/5

With Cosmopolis, David Cronenberg eschews scary stories and its body-horror tendencies, opting for a confusing narrative that leaves room for different interpretations. Robert Pattinson plays a renowned billionaire who just wants a haircut, but his seemingly ordinary odyssey on his limo escalates into an event of chaotic proportions as the world around him seems to crumble.

A deleted user claims, “Cosmopolis has a score of 2.9, which I think should be several notches higher.” The complex narrative filled with eerie monologues and an array of troubled characters is unlike anything fans might expect from a Cronenberg film, which ends up negatively surprising many.

4 Shrek Forever After (2010) – 2.8/5

3

shrek forever deconstructs everything the franchise has built over the last three films and re-creates the story from a different perspective, but not everyone felt it did the characters justice. dried_lemonon the other hand, don’t “know why it has a 2.7” on Letterboxd.

Related: 10 Best Adapted Fairytale Movies, According To Letterboxd

After being tricked by the vengeful Rumpelstiltskin, Shrek is sent to an alternate reality where he never existed, making reuniting with his companions a tricky, but not impossible, task. Much like previous films in the franchise, Shrek 4 dissects conventional fairy tale tropes in a hilariously good way, and while it’s still a moving story about friendship and love, not all fans were happy with the plot holes the fourth film seemingly creates.

2 The Dead Don’t Die (2019) – 2.7/5

Jim Jarmusch is famous for his “plotless” films about people hanging out and his stories focusing on the neglected parts of society, so a feature film about zombies surprised everyone. People expected the movie to be weird, but given the cast filled with legendary stars, audiences thought it would be somewhat accessible to the general public. The result: a low audience and a poor reception from critics.

septpasos defends the film and declares: “I The dead don’t dieat 4 stars.” The easiest way to enjoy the movie isn’t to take it as a conventional zombie story or even just another modern satire, because the times the movie really shines is when it challenges its well-established narrative structure to get messy, It’s obvious that every cast member had fun in this project, and sometimes that’s all that matters.

1 Circle (2015) – 2.6/5

Circle offers one of the most spellbinding setups in any sci-fi movie: fifty strangers find themselves trapped in a mysterious chamber and quickly learn that every two minutes they must choose one of them to die. Mixing different ages, genders, and races in the same room, the film isn’t subtle in its social commentary, especially when people team up to discuss who deserves to die next.

pasphelangood thinks the film should be rated 4.5 and says, “One piece. Just dialogue. Amazingly written. Very tense. Watch now.” The minimalist design of the production is effective in developing a claustrophobic atmosphere and the chemistry between the different characters is very well built. The only thing that is unanimously criticized about the movie is the ending scene, which doesn’t quite stick to the landing.

Next: 10 Movies Rated Too Low On IMDB, According To Reddit

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